Free Information From Steven and Jo That Can Save You Thousands!

Few decisions you will make rival the importance of a home sale or purchase. When the time comes for you to make your real estate move, call on Steven and Jo to be the ones you can count on during this critical moment. Their goal is to connect you with the right results in your next sale or purchase.

To order any of the following complimentary reports, just check the box to the left of the title and click "Send Me" at the bottom. You will then be prompted to enter your mailing information. Steven and Jo will send you the report(s) of your choice once they have received your request.

Special Reports for Home Buyers Home Buyers: How To Avoid Paying Too Much First-time home buyer or seasoned pro, buying a house is an emotionally stressful and daunting process. This informative report gives you helpful tips on how to deal with this and avoid overpaying for your home. 10 Steps to Home Ownership Knowledge and experience are the keys to successful real estate transactions. The expertise, experience and training of local REALTORS® -- can be the essential keys to your success. One of the keys to making the home buying process easier and more understandable is planning. In doing so, you'll be able to anticipate requests from lenders, lawyers and a host of other professionals. Furthermore, planning will help you discover valuable shortcuts in the home buying process. Special Reports for Home Sellers 29 Essential Tips That Get Homes Sold Fast (And for Top Dollar) Selling your home? This information packed report offers tips, hints and insights to help you to a speedy and more profitable home sale. Squeezing Every Last Dollar From Your Home Sale In this report, learn vital tips and strategies that will help you maximize your return on investment when you sell your home. You'll be amazed at how some seemingly insignificant repairs or renovations can pay big dividends when you do sell your home. 20 Questions You Absolutely Must Ask Your Next Agent Before You Sign on the Dotted Line If your home did not sell, it could be for any number of reasons. One reason may be that you didn't hook up with the right agent for your needs. This report is specially designed to help you make sure that the next agent you select is the most qualified to meet your particular goals and needs. How to Sell Your Home for the Highest Price Possible This special report is a great supplement to the above reports and a great advantage for any serious home seller. Filled with valuable suggestions that are designed to help you sell for the highest price your property can bring. A critical must-read to maximize your profits from your home sale. 29 Critical Questions to Ask a Realtor Before You List The single most critical step is in selecting the real estate professional you will trust your precious investment to when you are ready to buy or sell your home. This report gives you all the important questions you must ask prospective agents. It can make all the difference. Special Reports A Critical Guide to Home Loans: Your Options & How They Affect Your Future The world of real estate finance has become a world of increasingly complicated technical terms and 1001 creative ways to get potential homeowners into their new homes. What you don't know CAN hurt you. This report gives you a strong working knowledge of real estate finance. A must for prospective home buyers and sellers looking to refinance. How to Eliminate Risk in Real Estate Investment!   How to Eliminate Risk in Real Estate Investment!       Avoid 12 Common Mistakes Made by Novice Investors and Ensure High Rates of Return!   Real estate investment has provided many investors with positive cash flow, tax benefits and satisfaction of making an impact in others lives.  Like any investment however, real estate has intricate nuances and market trends that when ignored can cause an investor tremendous heart ache.   Unbelievably many first time investors are willing to part with their hard earned cash without taking the time to study their investment.  They rely on traditional trends and gut feelings.  Before you risk your investment take the time to learn all you can about your market.  By aligning yourself with the right professional you can avoid these 12 common mistakes and you’ll ensure an excellent return on your investment. FYI What is a Realtor and Why Do You Need One? Not all real estate agents are the same. Find out the What and the Why.

--------------------------------------------------------------- Learn How To Make Money on Foreclosures... from finding properties that meet your standards, to negotiation with sellers in financial distress, to reselling the properties for a healthy profit. Call Steven and Jo for Details at (901)870-3933 or Email us at ThePaytonTeam@StevenandJo.com

---------------------------------------------------------- First Time Home Buyers!!!!- Did You know Steven and Jo can qualify you for a loan with a low interest rate and as little a $500.00 down.   Call the realtors and loan officers who can get you approved and moved in quickly. 100 % Satisfaction Guaranteed

----------------------------------------------------- Protecting Yourself from Foreclosure   Unemployment, health problems, credit card abuse, or unexpected expenses can cause you to fall behind on your monthly mortgage payment. Repeated failure to make your mortgage payments on time may cause your lender to evict you from your home and sell it in a legal procedure called foreclosure. If you are having problems making your payments, it is critical that you take the following steps to save your house and protect your credit. Communicate with your lender. Do not ignore the letters from your lender. The Mortgage Bankers Association of America recommends that you call or write to your lender immediately, clearly explain your situation, and be prepared to provide them with financial information, such as your monthly income and expenses. Remain in your home. You cannot qualify for many mortgage assistance programs if you have abandoned your property. Explore every reasonable alternative to avoid losing your home. Foreclosure is most often the last resort for lenders. Your lender may be able to arrange a repayment plan, refinance the debt and/or extend the term of the loan, help you obtain an interest-free loan from HUD to bring your mortgage current, allow you to sell your property and pay off your loan to avoid foreclosure, or accept the voluntary return of your property before foreclosure begins. Contact a HUD-approved housing counseling agency near you. A list of agencies can be found on the Internet at http://www.hud.gov/offices/hsg/sfh/hcc/hccprof14.cfm or by calling 1-888-466-3487. They have information on services and programs that can help you and may also offer credit counseling. These services are usually free of charge. Beware of scams. HUD warns that solutions that sound too simple or too good to be true usually are. Unfortunately, there are people who may try to take advantage of your financial difficulty. Remember that signing over the deed to someone else does not necessarily relieve you of your loan obligation. Check with a lawyer or your mortgage company before entering into any transaction involving your home. And, finally, do not to ignore your problems. The advice that you receive from professionals in the real estate industry can help you save your credit and home, if at all possible.

To Search for Residential Foreclosures CLICK HERE.  A Free site courtesy of Steven and Jo.

 

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